Acumen Finance

Decision In Principle

Ready to take the next step?

Before applying for a mortgage, and often before making an offer on a property, you’ll need a Decision in Principle (DIP). This is also known as an Agreement in Principle (AIP) or a Lending Certificate. It confirms that lenders would be prepared to lend to you.

Getting a DIP involves a credit check, and getting numerous credit checks can adversely affect your credit score. 

What does a Decision in Principle take into account?